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"It's all about working with people. Our customers invest in us, and we invest in them. They know we're here to stay and that we'll work with them every step of the way. Working together ensures success for us all."
– Sid Spiro
President, Chairman and CEO, Regent Bank
In 1986, Regent Bank opened its first office in Davie, Florida. Since that day the Bank, its officers and staff, has been dedicated to providing the highest quality service to customers by combining the latest in technology and innovative services with a personal touch.
It's a simple philosophy:
Today's Banking in Yesterday's Tradition.
The Best of Both Worlds
"People want the absolute best in customized banking services," says Regent Bank Chairman, President and CEO Cyril S. "Sid" Spiro. "Today's banking means providing a wide variety of state-of-the-art services such as Internet banking and a complete line of commercial banking services including cash management, credit card processing, leasing, courier services, mortgages, insurance, loans and more.
"People like doing business with those they know and trust," Spiro explains. "In the past, people knew their banker. Customers worked with the same banker for years and didn't deal with someone new every time they called or came into the bank. People saw their banker as a business partner, and that relationship helped their business grow strong and profitable. But in today's world, it's difficult to find that one-on-one interaction. So when Regent Bank was established, we set out to give our customers the most modern, cutting-edge banking services available, but with that all-important personal relationship. We feel the result is the best of both worlds."
A Unique Approach to Business Banking
How are these relationships achieved? Here's how Regent Bank does it:
Individual Offices: Every Regent Bank office is a self sufficient unit staffed by experienced bankers.
"Each office is a true community bank," Spiro says."Whether you're in Davie,West Palm Beach, or any office in between, there's easy access to senior management. You'll get answers from a knowledgeable person right then and there."
Long-Term Management and Staff: With a high employee retention rate, it's not unusual for customers to work with the same Regent Bank officers and staff throughout their business relationship. "By combining their expertise in banking with knowledge of a customer's individual business, our people can really work with our customers on a long-term one-on-one basis," Spiro explains. "They provide service and solutions tailored for just that customer. Even more importantly they can identify a burp for a burp, a cold for a cold, and pneumonia for pneumonia, without confusing one for the other."
Active Community Interaction and Outreach: Each office has a volunteer Advisory Board comprised of local business leaders which provides ongoing, specific feedback to Regent Bank. "These Boards each mirror the surrounding community that particular office serves," Spiro explains."They've met monthly since 1986, discussing what the marketplace wants and needs in banking services. Their contribution is invaluable to the Bank, and allows us to provide the best service possible to our customers."
In addition, Regent Bank stays active in the local communities it serves, participating in community events and supporting charities throughout Broward and Palm Beach Counties.
Your Success is Regent Bank's Success
Regent Bank's philosophy of building long-term business relationships has served its customers well for more than two decades. As a result, with a Bauer Financial five-star rating, Regent Bank has enjoyed steady growth across Broward and Palm Beach Counties.
Running a business is a very rewarding accomplishment. It's also one of the most time-consuming. And if you're like most professionals, you can't afford to waste a single minute.
That's why Regent Bank makes business banking easier. In addition to typical banking services, the Bank has options designed to fit the unique needs of its customers. Here are some examples of these services, each designed to help make your business more profitable and efficient.
Commercial Loans
With competitive rates, local decisions and each loan tailored to meet the applicant's specific needs, Regent Bank's commercial loan program is the right fit for whatever your business needs. In addition to our customized loans, Regent Bank customers can take advantage of Small Business Administration loans, including 7A, Low Doc and 504 programs.
Mortgage Loans
Whether it's owner-occupied or investment property, commercial or residential, Regent Bank offers construction, purchase and refinance mortgage options. With our flexible terms, your mortgage loan can be customized to fit your needs or the needs of your business.
Courier Service
When you're running your business, fewer things are more disruptive than having to stop what you're doing, leave the office and go to the bank. It's a time consuming daily errand. So that's why Regent Bank comes to you. The Bank's in-house courier team picks up noncash deposits and other paper transactions for our business customers, and there is absolutely no charge for this service.
Escrow Analysis
If you often hold funds for clients, you know how much extra work it creates. Opening separate accounts, calculating interest and reporting interest for taxes take up a great deal of time. But with Regent Bank's Escrow Analysis Account program, that work is done for you. Best of all, this free service allows you to maintain and track your accounts by phone or online, with a single statement issued at the end of each month.
401(k) Programs
Talented people are crucial to a successful business. The ability to offer a sound retirement program, such as a 401(k), is vital in attracting top performers. Until recently, only companies with more than 20 employees were able to offer such a benefit, but today any company, regardless of size, can offer a 401(k).
That's where Regent Bank can help. By working with Pentegra, we can custom design a plan for your employees which offers flexibility, a wide variety of investment options and Internet-based account access. For a one-time start-up cost and a low, competitive annual maintenance fee, you'll have the advantage when it comes to not only attracting, but retaining valuable employees.
Leasing Program
To make money, your business needs the best equipment. But with today's technology changing so rapidly, many companies are finding the flexibility of leasing to be more practical than purchasing. Regent Bank's Leasing Program is the perfect solution for qualified customers planning to lease.
Group Banking
Regent Bank offers a full range of discounted personal banking services for business owners and their employees.
To read more about the Regent Bank Difference click here to download our complete online brochure in a printer friendly format.
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