Business Checking Accounts

BUSINESS CHECKING ACCOUNT
This account is specially designed for small businesses to help make their business banking cost-effective and efficient.

  • $100 minimum opening deposit
  • No monthly account maintenance fee
  • No minimum balance requirement
  • No charge for online banking with bill pay
  • No charge for Business VISA debit card (pending approval)
  • No charge for first 225 items per month ($.35 per item thereafter)
  • No monthly account maintenance fee for personal accounts for business owners and their employees (pending approval)
  • Merchant Services available
  • eStatements or paper statements available

BUSINESS ANALYSIS CHECKING ACCOUNT
A flexible checking account for mid to large sized businesses.

  • $100 minimum opening deposit
  • No minimum balance requirement
  • No charge for online banking
  • No charge for Business Visa debit card (pending approval)
  • $16 monthly maintenance fee
  • $.15 per debit transaction (check or ACH)
  • $.25 per ACH credit transaction
  • $.50 per each deposit
  • $.10 per each item deposited
  • $.10 per $100 in cash withdrawn or deposited
  • Paper statements $5.00 per month. eStatements – No Charge
  • Charge assessed if balance is negative at month end
  • Monthly assessment fee based upon balance at month end
  • An earnings credit will be used to help offset activity maintenance fees
  • No monthly account maintenance fee  for personal accounts for business owners and their employees (pending approval)
  • Merchant Services and Cash Management services available

BUSINESS INTEREST ON CHECKING ACCOUNT
This account is designed for sole proprietorships, trade associations, non-profit organizations, and state and local governments which are looking for an account that pays interest.

  • $500 minimum opening deposit
  • Interest is compounded daily and paid monthly
  • No charge for online banking
  • No charge for Business Visa debit card (pending approval)
  • No monthly account maintenance fee unless the average available balance falls below $2,500 or an average available combined relationship balance in same titled checking, savings or money market accounts of $25,000 or more, then $14 monthly maintenance fee plus $.25 per check paid, per deposit and per item deposited
  • The number of withdrawals and transfers that may be made from this account each month is unlimited. The Bank, however, reserves the right to require a minimum 7 days prior written notice of such withdrawals or transfers.
  • No monthly account maintenance fee for personal accounts for business owners and their employees (pending approval)
  • Merchant Services available
  • No charge for online banking
  • eStatements or paper statements available

BUSINESS INTEREST ON TRUST (IOTA) CHECKING ACCOUNT
Designed for the unique needs of attorneys and law firms, this account is maintained in compliance with the IOTA program of the Florida Bar.

  • Interest is compounded daily based on the average available balance.
  • No minimum opening deposit.
  • No monthly account maintenance fee
  • No charge for online banking
  • eStatements or paper statements available