Personal Checking Accounts

PERSONAL CHECKING ACCOUNTS

  • $100 minimum opening deposit
  • No charge for online banking
  • No charge for VISA debit card (pending approval)
  • No monthly maintenance fee with a minimum balance of $700 or more, an average available balance of more than $1,200 during the monthly statement cycle, or an average available combined relationship balance  in same titled checking, savings or money market accounts of $10,000 or more
  • For accounts not meeting either balance requirement, an $10.00 maintenance fee plus a per item charge of $.25 per check paid or item deposited
  • eStatements or paper statements available

PERSONAL INTEREST ON CHECKING ACCOUNT

  • $100 minimum opening deposit
  • Interest is compounded daily and paid monthly
  • No charge for online banking
  • No charge for VISA debit card (pending approval)
  • No monthly maintenance fee with a minimum balance of $1,500 or more, an average available balance of more than $2,500 during the monthly statement cycle, or an average available combined relationship balance  in same titled checking, savings or money market accounts of $15,000 or more.
  • For accounts not meeting either balance requirement, a $15.00 maintenance fee plus a per item charge of $.25 per check paid or item deposited
  • eStatements or paper statements available

HEALTH SAVINGS CHECKING ACCOUNT (HSA) 

  • No minimum opening deposit.
  • No charge for online banking with bill pay
  • No charge for VISA debit card (pending approval)
  • Monthly account maintenance fee of $3.00 will be assessed regardless of the balance.
  • eStatements or paper statements available